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Basically, if you owe $7,000 in student loans and qualify for $10,000 in forgiveness, you'll get all $7,000 erased, but that extra $3,000 won't be going into your pocket. That stays with the. Aug 30, 2022 · That’s because student loan debt — approximately 90 percent of which is composed of federal loans, like mine — carries interest rates ranging from 4.99 to 7.54 percent.. .
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If you teach for five consecutive years full-time at a low-income school, you may qualify for up to $17,500 in loan forgiveness on any direct loans or Federal Family Education Loan Program (FFELP) loans. Normally, you couldn't receive teacher loan forgiveness on top of PSLF. However, there is a limited PSLF waiver currently available.
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